Comments on: Save Money With a Refurbished GPS http://www.refurbishedgpsguide.com/save-money-with-a-refurbished-gps/ Cheap, Affordable Refurbished GPS Wed, 16 Sep 2009 11:13:51 -0700 hourly 1 By: Joe http://www.refurbishedgpsguide.com/save-money-with-a-refurbished-gps/comment-page-1/#comment-7 Joe Wed, 30 Jul 2008 17:06:00 +0000 http://www.refurbishedgpsguide.com/?p=13#comment-7 @ Dr. Nos - Thanks for the comment. The numbers I was working with were numbers roughly equivalent to my real life circumstances and current rates of return. Living in the state of California and making what I make I had an effective tax rate of around 5% (if I remember correctly). Also, current savings rates at my bank are 3.30% APY with CDs at over 4% for some terms (both are "online" accounts). I thought the numbers could be realistic but I guess they could not be in the long term. I defer here to you. If the rates of return are dramatically reduced then the chances of the savings continuing into perpetuity are completely destroyed, but at least you still save money now :) . @ Dr. Nos – Thanks for the comment. The numbers I was working with were numbers roughly equivalent to my real life circumstances and current rates of return. Living in the state of California and making what I make I had an effective tax rate of around 5% (if I remember correctly). Also, current savings rates at my bank are 3.30% APY with CDs at over 4% for some terms (both are “online” accounts). I thought the numbers could be realistic but I guess they could not be in the long term. I defer here to you.

If the rates of return are dramatically reduced then the chances of the savings continuing into perpetuity are completely destroyed, but at least you still save money now :) .

]]> By: Dr. Nos. http://www.refurbishedgpsguide.com/save-money-with-a-refurbished-gps/comment-page-1/#comment-6 Dr. Nos. Wed, 30 Jul 2008 16:34:05 +0000 http://www.refurbishedgpsguide.com/?p=13#comment-6 I always buy refurb, if available. But as an accountant, I have to say their economic analysis is bunk. Their savings rate is over the inflation rate. Not for the past 50 years has that been true. Their tax rate is only 5%. Where is that? I always buy refurb, if available. But as an accountant, I have to say their economic analysis is bunk. Their savings rate is over the inflation rate. Not for the past 50 years has that been true. Their tax rate is only 5%. Where is that?

]]> By: The Carnival of Personal Finance: American Flag Edition | Mighty Bargain Hunter http://www.refurbishedgpsguide.com/save-money-with-a-refurbished-gps/comment-page-1/#comment-2 The Carnival of Personal Finance: American Flag Edition | Mighty Bargain Hunter Mon, 07 Jul 2008 06:57:23 +0000 http://www.refurbishedgpsguide.com/?p=13#comment-2 [...] GPS runs through the numbers on buying a refurbished GPS package as opposed to a new one.  Note: This blog is a bit of a one-trick pony but the principle can save you a ton of money if [...] [...] GPS runs through the numbers on buying a refurbished GPS package as opposed to a new one.  Note: This blog is a bit of a one-trick pony but the principle can save you a ton of money if [...]

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